You have applied for insurance and you are now waiting for it to be in effect in a few weeks. Chances are, one of the company's underwriters is investigating your background.
Insurance underwriting is a
relatively new profession in this field. Since companies want to make sure that you are worth taking the risk, they hire underwriters.
Yes, they are like private detectives, only that they really are not intentionally looking for what's wrong with you, underwriters just want to see if you will be able to pay your monthly fee and not die out on them early. They will also research your
financial background and assess your paying capability. Private detectives sounds like you are under constant surveillance. Underwriters just research your background concerning their company's risks.
Indeed, they are the ones who decide whether your application for insurance will be approved. If you are with clear conscience that you have answered all the interviews and application forms truthfully, then there's really nothing to worry about. If you are also looking for a new outlet for your inquisitive habit and talent, perhaps you can join the firsts and few of these underwriters.
